BPB is a licensed local commercial bank operating in Kosovo since 2001. Since the bank’s establishment, we have been in continuous growth and expansion of customer support. It is the flexibility, proximity to and care for customers that distinguish BPB.

We offer a wide range of products and services, specially designed to support the diverse needs of individuals, small and medium enterprises, and corporations. Our strategic goal is to support the development of Kosovo’s economy and businesses. Therefore, our focus is to create sound and long-term relations with the customers, based on mutual trust.

Besides helping our general economic development, the growth and expansion of small and medium enterprises also enables BPB, as their strategic partner, to create opportunities for promotion and long-term stability of the local capital. By providing quality services, simple to use, and affordable to individuals, BPB supports families, employees and students in carrying out their plans and fulfilling their needs.

Visit us at one of our 26 branches throughout Kosovo to learn more about our Bank services and benefit from products designed to enable mutual development.

Disclaimer

Banka për Biznes J.S.C. is not responsible for, and expressly disclaims all and any kind of liability for damages of any kind arising out of use, reference to and/or reliance on any information contained within this webpage. While the information contained within this web page is periodically updated, no guarantee is given that the information in this webpage is correct, complete and/or up-to-date. In addition to this, although this webpage may include links providing direct access to other internet resources, Banka për Biznes J.S.C. is not liable for any inaccurate, out of date, defamatory, offensive, or illegal content on such sources.

Banka për Biznes J.S.C. is the owner and retains copyright in all content found on this webpage, including all text, graphics and images, unless otherwise noted. The content of this webpage may not be copied, distributed, modified, re-used and/or republished without the express prior written authorization of Banka për Biznes J.S.C.

Mission and Vision

Bank mission
“We make an impact”

We believe that every individual and business deserve an outstanding service. Premium service is not reserved for a privileged group in our Bank, it is what we do every day in meeting the financial needs of every business and individual we serve. Our services are delivered in an easy and convenient manner, and they meet the capacity and actual need of the client.

Bank vision
BPB's vision is to become a first-choice bank for individuals and enterprises in Kosovo, delivering convenience and on sight support. We aim to become a key player in Kosovo banking sector that offers an outstanding service to its clients, sustainable profit to its shareholders and an inspiring working environment to the employees. While we consider the technology “a must”, we believe in the power of human factor in meeting the demand of our clients and stakeholders.

BOARD OF DIRECTORS

  • Maxim Caslli
    Chairman of the Board of Directors

    Mr. Maksim Caslli has been appointed as Member of the Board of Directors in March, 2023.  During 2022 he was external advisor of the board. Maksim is the owner and CEO at American Capital, an advising and investment company with investment portfolio in information technology, financial and accounting services, consulting services, agritourism, agriculture, wholesale and retail food trading and construction. Mr.Caslli has extensive business experience working for Deloitte from 1995 until 2021. He established Deloitte in Albania in 1996, later on in Kosova in 2000 and for 7 year he was acting Managing Partner for Deloitte Balkan region leading Deloitte in Romania, Bulgaria and Moldova.

    Mr. Caslli holds a Master degree in Marketing and Strategy from Norwegian School of Management and is an Mechanical Engineer from University of Tirana. He has obtained many executive education from prestigious universities such as Harvard Business School, London Business School, University of Virginia, Vienna Business School, University of Florida in areas related to Mergers & Acquisitions, Private Equity and Venture Capital, Leadership Development, Project Financing for PPP etc.

  • Visar Bytyqi
    Vice - Chairman of the Board of Directors

    Visar Bytyqi has been appointed as a Member of the Board of Directors and Chairman of the Audit Committee of BPB bank on August 2018.

    Mr. Bytyqi has worked in senior management positions for more than 10 years in Deloitte and Grant Thornton. He has considerable financial and audit experience and has provided services to government entities, public listed corporations, multinational companies and many private sector entities in Kosovo.

    Mr. Bytyqi currently is a lecturer in on of country’s Professional Accountancy Organization and a member of the board of directors in one of the Kosovo’s largest corporations. His prior experience, amongst others, also includes a member of the Kosovo Council for Financial Reporting, member of the board of directors and chairman of the audit committee of the Kosovo’s first insurance company.

    Mr. Bytyqi is a fellow member of the Association of Chartered Certified Accountants – ACCA (UK) and a Certified Accountant and Auditor in Kosovo. He holds a bachelor’s degree in Management and Informatics from University of Pristina.

  • Paul Nabavi
    Member of the Board of Directors

    Mr. Paul Nabavi joined the Board of Directors in June 2023.  He has over thirty years’ experience in banking and finance in emerging, developing and frontier markets worldwide. At the CDC Group (now British International Investment), he built and managed the financial institutions team, responsible for new investments and loans to CDC’s financial sector clients in Asia, Africa and Latin America. He was CEO of a finance company operating in Havana in Cuba. He worked for Actis LLP (emerging markets private equity) before joining EBRD (European Bank of Reconstruction & Development). At EBRD, he specialised in equity investment in financial institutions overseeing both new business and portfolio investment in banks and other financial services businesses throughout the EBRD region.

    Mr. Nabavi is trained and qualified as a chartered accountant in the UK.  He holds an MA from Oxford University.  He is currently a Director of First Bank SA in Romania and was formerly a member of the Supervisory Board of Union Bank of Albania. He is also a Trustee Director of World Child Cancer.

  • Teuta Rexhbeqaj
    Member of the Board of Directors

    Ms. Teuta Rexhbeqaj has been appointed as an independent Board of Directors member since July 2020. Ms. Rexhbeqaj professional experience started in audit firm Deloitte Kosova Sh.p.k. since 2005 where she reached senior auditor position. She worked for audit and advisory engagements for different range of local and international companies including banks, insurance companies, microfinance institutions, government entities, public sector, NGOs and other private sector entities in Kosova market.  She continued further her carrier path mostly in banking sector for almost eight years and in insurance sector for two years.

    Since 2010 she held the position of Head of Finance department in ProCredit Bank SH.A., being responsible to manage different lines of reporting and maintain professional relationship as to local regulatory bodies as well to the Procredit Group. Ms. Rexhbeqaj joined the startup local insurance company Scardian JSC in a position of Finance Director where she has been involved in all phases of developing the insurance industry software and ensuring that all accounting standards, regulatory and tax requirements have been properly implemented for each insurance products. She was a Chief Financial Officer in foreign branch of the bank Turkiye IS Bankasi A.S. leading departments such as finance, treasury, back office and IT until yearend 2019, to continue further as an independent consultant. Ms. Rexhbeqaj holds a Master degree in Economic Sciences in the field of Financial Management at University of Osijek, Republic of Croatia.

  • Ardiana Bakija
    Member of the Board of Directors

    Mrs. Ardiana Bakija was appointed a member of the Board of Directors in March 2022. The professional experience of Mrs. Bakija started from civil society in the early 2000s, where she gave her contribution to the legal spectrum of project implementation in the psycho-social field. Her career continued in the banking industry in the second half of the 2000s, initially in Banka Ekonomike, in leadership positions at the sector and departmental level in ​​Compliance and Money Laundering Prevention. Her experience in this field and at this level of leadership Ms. Bakija continued in Turkiye IS Bankasi, branch in Kosovo until 2020.

    In recent years, Mrs. Bakija has joined the Energy Efficiency Fund (FKEE) in the position of General Services Manager. Her contribution to this institution consists in drafting and monitoring financial and energy service agreements, which are being implemented for the first time in Kosovo. Also, Mrs. Bakija is responsible for overseeing the human resources and procurement department. She is a graduate of the Faculty of Law of the University of Prishtina and is internationally certified in the field of Compliance and PPP as well as in the Energy Efficiency sector.

     

MANAGEMENT

For additional information Organizational Structure

  • Mimoza Godanci – Aliu
    Chief Executive Officer

    Mrs.  Mimoza Godanci – Aliu has been appointed Chief Executive Officer at Banka per Biznes in December, 2022. Mrs. Godanci-Aliu started her career working for international organizations, to continue in the banking sector where over the years she amassed an extensive experience in various roles and positions in ProCredit group. Among others, she held the positions of the Deputy CEO in ProCredit Bank Albania, Deputy CEO in Procredit Bank Kosovo, Executive Director of ProCredit Academy for Eastern Europe in Macedonia, and Deputy CEO in Procredit Bank Macedonia. Starting in 2020, for two years she worked as a Project Manager in OneFor, a financial institution offering money transfer and payment services. Mrs. Mimoza Godanci-Aliu has graduated with a master’s degree in Economics from the Staffordshire University in the United Kingdom.

  • Gazmend Rrustemi
    Member of the Managment Board

    Gazmend Rrustemi has been appointed Member of the Management Board at Banka per Biznes in April 2017. He started his banking career in ProCredit Bank in 2006, initially as an Internal Auditor to continue in other specialist positions until he was appointed Deputy Head of the Internal Audit Department in 2009 and then Head of the Internal Audit Department in 2010. In 2012 he was appointed as Senior Manager, part of the extended Management Board, and over the years has been responsible  for the areas of payments and operations, IT, general services, private individuals business, client service, cards and electronic services, and product development. Starting from 2014, Mr. Rrustemi also served as a member of the Internal Audit Board at ProCredit Bank in Sarajevo. Mr. Rrustemi has graduated from the Faculty of Computer Engineering at the University of Prishtina. He is also a graduate of the ProCredit Academy in Furth, Germany.

  • Dren Krypa
    Member of the Management Board

    Mr. Dren Krypa has been appointed a member of the Management Board of BPB in November 2023. With more than two decades of experience in the banking sector, Mr. Krypa started his career in 2001 at ProCredit Bank, sustainably advancing through various managerial roles until 2014. Until 2016, Mr. Krypa was the Deputy Chief Executive Officer at the Economic Bank. In this capacity, he was entrusted with the definition and implementation of the bank’s main strategies, goals and objectives, with special emphasis on promoting business expansion. From November 2016 to 2023, Mr. Krypa served as Deputy Managing Director at TEB Sh.A. In this influential role, he led the strategic development of the Corporate and SME business segment, representing a key target demographic for the bank. He graduated from the Faculty of Economics at the University of Pristina and has a postgraduate degree in Business Administration from the MBA program at the University of Sheffield in Greece.

Financial Reports

Code of conduct

Banka për Biznes (BPB) is committed to the highest standards of ethical and professional conduct. The BPB Code of Conduct sets out the basic principles and practices of work, professional and personal conduct that all the Bank’s employees, Executive Management and Board of Directors must adopt and uphold these standards.

The Code of Conduct is intended to guide our behaviour to promote the integrity and trust of the public. The principles and standards outlined in this Code describe all of our activities and relationships with our affiliates, including customers, colleagues, shareholders, suppliers, regulators, business partners, and the whole society.

To learn more about code of ethics please click here

Calls for Bidding

BPB invites you to reply to open calls for bidding which are also published in daily newspapers.

Please refer to the Albanian version of the page or contact Procurement Office at 038 620 620 ext.1021.

BPB Junior

The BPB Juniors programme

BPB Juniors programme offers engagement opportunities for the youth that aim at starting their career in a developing bank. Through BPB Juniors, the bank is committed to open doors to as many talented youngsters as possible, to undergo a professional development within the banking sector.

BPB Juniors will offer professional trainings in the field of the banking system and additional ones in the field of analytical studies, through its experts and University professors. Amongst others, the program will offer internship opportunities for students, once the training part is completed.